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Here’s the difference between guardianship, conservatorship, and legal dependents in straightforward lingo—plus resources on where to find out more. Often, a guardianship involves a ward who is a minor, and conservatorship involves a ward who is an adult. But sometimes guardianship refers to authority over a ward’s day-to-day decisions, while conservatorship refers to control over a ward’s financial choices. You can find out how your state defines these terms via the American Bar Association’s Adult Guardian Handbooks by State....

I love Christmas. Love everything about it. Singing the best Christmas songs, doing Christmas activities with my family, and my favorite – adopting a family to surprise with 12 days of Christmas gifts. And you know I love my Christmas party games. But one thing I need to be better about is bringing Christ back into Christmas, since that’s what it’s really all about. Santa and Frosty the Snowman are fun and all but at the end of the day, we’re celebrating Christ’s birth....

If you’re a parent you already know that getting kids to just sit for a while is tough. Whether it’s for a meal, traveling, or honestly just during the day to take a break for a minute – it’s hard. I made these activity placemats when my son was a little younger, but we still use them today! I’ve used them for meals at home, meals at restaurants, on airplanes (one of my favorite tips for traveling with toddlers), in the car, and even just to entertain my son on a rainy day....

Christmas Eve Bingo Game One of my favorite family traditions is playing bingo Christmas Eve. The tradition started before I was even born in my Dad’s family, and it’s been going on for as long as I can remember anytime we’re with my family for Christmas Eve. It’s not Christmas Eve without a few Christmas party games, a pair of new Christmas pajamas, family gathered all around with their bingo cards, and a fire in the fireplace....

This post contains affiliate links. If you purchase anything via these affiliate links, I may receive a small commission at no additional cost to you. St. Patrick’s Day Scavenger Hunt If there was ever a day to go on a treasure hunt, I feel like St. Patrick’s Day (or talk like a pirate day) is it. I mean we all know there’s a pot a gold at the end of the rainbow right?...

Thanksgiving Scavenger Hunt One of my favorite things to do with my son is a scavenger hunt. You know one of those things where you’re given a clue that leads to a location with another clue and you keep going and going until you find the end of the hunt? My family did them all the time growing up, and I’ve continued the tradition starting with my Halloween scavenger hunt and now this one....

To buy: $14 (was $19); amazon.com The marker of a truly great eye mask is how quickly it works, how the cost per set shakes out, and whether the benefits stick around for longer than the five minutes after you take them off. Speaking to the former, shoppers say puffiness immediately deflates on contact with the masks, earning the honor of being called “a mom must-have” (especially after a long night of wine and FaceTime)....

We’re as shocked as you, but according to the study’s Retail Preference Index (RPI), which examines the $700 billion U.S. Grocery market, H-E-B has the “strongest combination of financial performance and consumer emotional sentiment.” The overall RPI ranking evaluates a retailer’s performance based on on seven pillars: price, quality, digital, operations, convenience, discounts/rewards, and speed. To gather the data, Dunnhumby commissioned a survey among 7,000 U.S. households and focused on the top 60 largest grocery retailers....

The derm says: “Using SPF 50 or higher is fantastic, but you are all your exposures that occur over your lifetime—increasing your risk of premature aging and brown spots."—Doris Day, MD, dermatologist in New York City and cohost of The Gist on YouTube Prevent new spots: The derm says: “Apply your normal sunscreen to your lips too, and carry an SPF lip balm for frequent reapplication. There are even tinted lip stains with SPF now....

Speaking from personal experience, I get it. But here’s a positive PSA: You can reap all of retinol’s smoothing, brightening, firming, and breakout-busting benefits, without hardcore irritating your skin. Enter bakuchiol, an alternative route you can take to achieve similar, transformative results sans retinol’s infamous irritation. When used effectively, it should significantly improve lines and wrinkles, pigmentation, and overall firmness and elasticity. My sensitive skin usually freaks out at the touch of retinol, so I’m no stranger to bakuchiol....

Meridian, Idaho: $1,049,000 Square feet: 2,613 Bedrooms: 3 Bathrooms: 3 Listed by: Daniel Doherty and Summer Grounds, Better Homes & Gardens Real Estate 43° North Located in the second largest city in Idaho, this brand-new build is only a 20-minute drive to Boise. Plus, it was voted one of the best places to live and work with a family by Money.com. Everything about this house is spacious. The home’s entrance features unique, double wooden doors that offer charming curb appeal....

Why? CBD is compelling to consumers largely because it comes with a laundry list of promising purported health benefits—from reduced anxiety to help with nausea, inflammation, and insomnia. We’re still waiting for clearance from the FDA (and more robust research on the proven perks of the ingredient), but in the meantime, many consumers are eager to test out the positive potential of CBD. If you’re one of these folks wondering whether it’s time to jump on the CBD bandwagon, you’re not alone....

But when you move on to frosting cakes, you might wonder how much frosting is needed to ensure that layered cake or sheet cake is covered properly. Having enough frosting is key to creating beautifully decorated cakes. Unless you’re going for the naked cake look (which is also totally beautiful!), it is no fun to break out the ingredients to make another batch of buttercream frosting if you run out during the process....

With a happy hour to attend later that night, I frantically showered five different times and partook in way too much exfoliation. It faded a little, but I still got several wide-eyed reactions and even an “OMG, what happened?” comment. Yikes. Needless to say, it’s easy to make mistakes when using a faux tanner, but you don’t have to! Whether you’re gearing up for your first at-home faux tan or you’ve already made a few errors and are hoping to correct your ways, read on and learn from these common self-tanner mistakes....

Even if you haven’t had a similar wake-up call, chances are good that you could be underpaid and not know it. “We’ve been socialized, as women, not to talk about money,” says Sallie Krawcheck, co-founder and CEO of Ellevest, a digital investing platform for women. “But that means we don’t know how much we should be making, and we don’t negotiate pay raises as often as we should.” If you have a gut feeling that you might be working the same job for less money than your coworkers, it’s time to research an exact number and then speak up....

Here’s what realtors aren’t saying: If you’re going to sell, now’s the time to negotiate a lower commission from that listing agent. Negotiating a realtor’s commission will save you tens of thousands of dollars—and could permanently change how you handle future sales. What’s a real estate agent’s commission anyway? Traditionally, real estate agents charge 5 percent to 6 percent of the final sale price, with the seller paying the entire commission....

While you may already be prepared to tackle some of the routine maintenance that comes with owning a home, like replacing air filters andcleaning the gutters, unforeseen damages and repairs can set you back financially. In fact, according to home insurance company Hippo’s 2021 Homeownership Report, 77 percent of homeowners dealt with an unexpected issue that needed repair within the first year of ownership, and 53 percent of those homeowners said the cost of those repairs ranged from $1,000 to $5,000....

The first step to learning how to carve a convincing jack-o’-lantern actually starts at the pumpkin patch (or your local store). Set yourself up for carving success by selecting a pumpkin in its prime. Choose one with an intact stem—the greener the better. “The stem is the lifeline to the pumpkin, providing moisture and nutrients even after it’s been cut from the vine,” says Marc Evan, of Maniac Pumpkin Carvers....

Kitchen islands with seating generally feature cantilevered countertops supported by table legs, 12- to 19-inch-deep breakfast bar overhangs, or table-style extensions. Whether the island is bar- or table-height, seating should be situated on the island’s outer perimeters so those seated can enjoy the cooking action without being in the chef’s way. An island’s seating capacity depends on the size of the island, the other functions it must house, and its location within the work triangle....

Narrow Your Choices Where you live is the most important factor affecting how grasses will perform. Northern Zone In the Northern United States and Canada, where summers are moderate and winters often are cold, cool-season grasses such as Kentucky bluegrass, perennial ryegrass, and tall fescue are the primary choices. Southern Zone The Southern Zone, with hot summers and moderate winters, provides a climate where warm-season grasses thrive. St. Augustinegrass, Bermudagrass, centipedegrass, and zoysiagrass are the most common varieties....